How to Use Left Debit Cards Correctly

[Hacker]

1. Checking your bank card

• 1.1 Visual verification.
  You need to check the following parameters:
• 1.1.1 The card corresponds to the one ordered (i.e., that it is a gold visa, not a classic visa, for example).
• 1.1.2 The PIN code corresponds to the card, i.e. the number on the envelope with the pin code matches the card number. If there is no envelope, check the PIN at the ATM.
• 1.1.3 There is all the data on the drop required for calling the bank, i.e. passport data and code word.
• 1.1.4 A SIM card is attached. The SIM card number may or may not match the one specified in the questionnaire. In the latter case, everything is revealed when you call the bank.
• 1.1.5 All data required to log in online is available. This item applies only to those banks where you can't get access to the Internet bank yourself.

1.2. Online banking verification.
You need to do the following:

• 1.2.1 Log in to the Online Bank using the attached username and password or the data requested by you yourself.
• 1.2.2 If the username and password were attached - change the username and password.
• 1.2.3 Make sure that one-time passwords are sent to the attached SIM card.
• 1.2.4 Carefully check through the Internet bank whether the left SIM cards are connected, for example, to a mobile bank.
• 1.2.5 Check for additional cards.
• 1.2.6 Check whether the cards have a history of operations, i.e. whether the cards were previously used for drops by other customers.
• 1.2.7 Check if the drop has any credits.
• 1.2.8 If the Internet banking interface allows, set your SIM card for SMS notification and delivery of one-time passwords.
• 1.2.9 Pay special attention to the ability to connect a mobile application for smartphones. If you don't see the "connect" button in front of this service in online Banking, or if the service is enabled, you should call the call center and ask them to disable the service. Then call and ask to connect again. Accordingly, logins and passwords for access will be changed.

1.3. Checking via an ATM.

• 
  1.3.1 Insert the card into the ATM, enter the PIN code, and request the balance.
• 1.3.2 Change PIN codes. This will eliminate the use of dumps.
• 1.3.3 If the ATM interface allows, set your SIM card for SMS notification and delivery of one-time passwords. This operation is performed either through an online bank, or through an ATM, or it is not provided at all. more on this below.
• 1.3.4 Put $ 15-100 on the card (the amount depends on the bank) and withdraw. If you can't withdraw it, the card is most likely being monitored for fraud.

1.4. Verification via the Bank's technical support service.

• 1.4.1 Call and ask a question, for example, about the card balance. They'll ask for a code word. The goal is to check that the code word is correct.
• 1.4.2 If the Internet banking doesn't show which number the SMS notification is installed on, ask the operator if it is installed or not, and if so, to which number.

1.5. Checking the SIM card.

• 1.5.1 If you can't change your SIM card to your own one either through an ATM or online, then call the operator and find out if this SIM card is worth redirecting.
• 1.5.2. Check that the sms-plus service is not enabled. It allows you to read SMS remotely, from another device. In addition, YOU MUST log in to the Service Guide merchant profile and check the UMS connection without fail [Links can only be viewed by registered users.
• You can use the card only after the buyer checks the material for all items . One day is allowed for verification . If we are talking about lots of more than 10 cards, the term can be extended by mutual agreement.

2. Use the card.

• 2.1. Before each deposit of money to the card , repeat the following points:, 1.2.3 (if the SIM card passwords are not received, you can not fill in the money until the reason is clarified), 1.2.4 (the drop may have changed the number for sms notification), 1.2.5 (may have made additional cards), 1.2.7 (may have taken out a loan), 1.2.9 (may have connected the mobile app), 1.3.1 (may have blocked the card), 1.3.4 (the bank may have put the card on fraud monitoring or the drop may have taken a payment order to another card to the bank), 1.4.2 (if the sms notification number is not available). visible in online banking), 1.5.1 (if you use the SIM card provided by the seller).
• The detection of the above-mentioned drawbacks is a sign that the drop is being prepared for the roll and is the reason for replacing the card.
• 2.2. It is recommended not to deposit large amounts of money on the card at once. If the drop has come up with some clever method of throwing, then, most likely, it will puncture and drag away what is there.
• 2.3. The Buyer is obliged to withdraw money from the card as quickly as possible. The faster it is, the less likely the scammer is to find out that the money is in the account. The maximum amount of time spent on the card is 3 hours.
• 2.4. If there is a possibility, then in no case should you deposit money according to a strictly defined schedule, for example, Monday-Wednesday-Friday. A potential scammer can request details from the bank, find out the schedule, and try to find out when money is received by calling the bank.
• 2.5 Never remove the SMS notification for entering the Internet bank. Otherwise, it is difficult to detect the change of this number by a dishonest drop.

 

[Mutt]

This article is written for educational purposes only and does not call for action!

Good day, today we will talk about the use of left cards and precautions.
These measures can be divided into two groups - card verification and card exploitation.

Card validation

Before paying for the goods, the buyer is obliged to check it for the following parameters:

• The card corresponds to the ordered one (that is, it is a gold visa, not a classic visa, for example).
• The pin-code corresponds to the card, that is, the number on the envelope with the pin-code coincides with the card number. If there is no envelope, check the pin at the ATM.
• There is all the data on the drop necessary to call the bank, that is, passport data and a code word.
• Attached sim card. The SIM card number may or may not match the one indicated in the application form. In the latter case, everything is revealed when the bank is called.
• You have all the data you need to log in online. This clause applies only to those banks where Internet banking cannot be accessed on their own.

Online banking check:

• Log in to the Internet Bank using the attached login and password or the data you requested yourself.
• If the username and password were attached, change the username and password.
• Make sure that one-time passwords come to the attached SIM card.
• Carefully check through the Internet bank whether the left SIM cards are connected, for example, to a mobile bank.
• Check if there are any additional cards.
• Check if the cards have a history of operations, that is, if the cards for the drop were previously used by other customers.
• Check if the drop has any credits.
• If the Internet banking interface allows, put your SIM card for SMS notifications and delivery of one-time passwords.
• Pay particular attention to the possibility of connecting a mobile application for smartphones. If there is no "connect" button in front of this service in the Internet bank or there is a mark that the service has been activated, you must call the call center and ask to disconnect the service. Then call and ask to reconnect. Accordingly, logins and passwords for access will be changed.

Checking through an ATM.

• Insert the card into the ATM, enter the pin code, request the balance.
• Change pin codes. This will eliminate the use of dumps.
• If the ATM interface allows, put your SIM card for SMS notifications and delivery of one-time passwords. This operation is done either through the Internet bank, or through an ATM, or is not provided at all. (More on this below)
• Put $ 10-100 on the card (the amount depends on the bank) and withdraw. If the withdrawal fails, the card is most likely on fraud monitoring.

Checking through the technical support service of the bank.

• Call and ask a question, for example, about the balance on the card. They will ask for a code word. The goal is to check the correctness of the code word.
• If it is not visible in Internet Banking which number the SMS notification is set to, ask the operator if it is set or not, and if so, which number.

SIM card check.

• If it is not possible to change the SIM card to your own either through an ATM or online, then call the operator and clarify whether there is a readdressing on this SIM card.
• If the SIM card is "Megafon", check that the "SMS-plus" service is not connected. It allows you to read SMS remotely from another device. In addition, it is MANDATORY to enter the Service Guide personal account and check the UMS connection without fail
• Only after checking the material for all points by the buyer, you can use the card. One day is given to check. If we are talking about lots of more than 10 cards, the term can be extended by mutual agreement.

Operation of the card.

• It is recommended not to pour a lot of money onto the card at once. If the drop has come up with some clever way to throw, then, most likely, it will pierce and take away what is.
• The buyer is obliged to withdraw money from the card as quickly as possible. The faster, the less chances the scammers have to find out that the money is in the account. The maximum period for keeping money on the card is 3 hours.
• If there is a possibility, then in no case do not pour money on a strictly defined schedule, for example, Monday-Wednesday-Friday. A potential scammer can ask the bank for details, find out the schedule and try to find out the moment of receipt of money by calling the bank.
• Do not under any circumstances remove the SMS notification to enter the Internet Bank. Otherwise, it is difficult to detect the change of this number by a dishonest drop.