1. How do we spot a webite using avs or not ?
( can I use Builtwith.com to know what payment they use and notice avs from that ? )
You can determine the site that uses the AVS system in the following ways:
1. This will be an online store in the United States, England or Canada that delivers goods via the government postal service or commercial courier company.
2. When entering card details, you will be prompted to enter a billing and shipping address.
3. On some online stores there will be information that the payment gateway uses the AVS address verification system to check orders, or a logo with the AVS symbols will be posted.
4. You can go to the site you need and when you enter, if you are not required to enter a billing address, then the site does not use AVS verification. To do this, it is enough to enter the card number, CVV code and the expiration date of the card (often even the first and last name is not required to be entered).
2. How can carder know when is suitable using sock = state, sock = nation, sometime is no sock or vpn at all ?
When making a payment, it is important to bypass the anti-fraud system for this, it is necessary that the payer's IP address matches the cardholder's geo-location.
To do this, you can set a proxy (soks5) in the browser settings, use vpn, rdp or tunnel.
The closer the IP address is to the cardholder, the better, someone picks up in the city, someone in the state, many simply choose the server of the country of the bank that issued the card.
It is assumed that the cardholder can travel to different places, so this check only gains positive points for payment and is recommended but not required. However, it is important to maintain your security and privacy, rather than work from your personal IP address. Of course, many carders neglect this important rule, but always remember and keep in mind that additional anonymity will definitely not hurt.
That is, it is advisable to choose socks = city, socks = state or socks = country, at your discretion, the closer to the cardholder's address, the better. It is important that the sox is clean and not blacklisted or spammed.
VPN providers also offer a large selection of servers in any desired country.
Many work directly from a phone issued in the cardholder's country for more successful payment.
After installing vpn or socks, you can check the geolocation on the ip2location.com website or any others free online check services. Also, pay attention to the time zone and other important parameters, which ideally should correspond to the cardholder.
3. Are there any way to find bins for site like Nordstrom, netflix, .... Beside testing ?
Yes, of course, you can take advantage of the bins that have been successfully paid for for any services, including the sites you specified in the appropriate topics. To do this, use the search on the forum for the sites you need. But keep in mind that frequently used bins for which chargebacks come can be blacklisted. I would not advise using non vbv bins, which are common in public, nevertheless, it is your right, you can try them, many of them continue to work successfully. It is always better to follow the updates of the CC stores, fresh databases appear every week and pick up fresh non-vbv and non-mcsc bins. In total, there are more than 300,000 non-vbv bins (I do not know the exact number, but this is not necessary, since there is always a large selection of good private actual bins from which you can make a gram selection by the type of card so that they have a large balance). Bins are rarely blacklisted, and the sites you specify are popular and do not use blacklists at all. The antifraud system on them is relaxed and very loyal, so with the correct settings of the system, problems with payment should not arise.
What is an AVS check? How verification works and what a match means for merchants
Looking to up your fraud-protection game? Get in touch.
One of the most widely used fraud prevention tools in card-not-present transactions is the
Address Verification Service, or
AVS.
Originally developed for use with mail and catalog orders, AVS is now commonly used by e-tailers, and other card-not-present merchants, as a method to verify the validity of an order they receive. An AVS check compares the billing address used in the transaction with the issuing bank’s address information on file for that cardholder. Depending on whether they match fully, partially, or not at all, the merchant can use that information in their decision on whether or not to accept or cancel the order.
As such, seeing a full AVS match on a transaction during order review offers a basic level of assurance for merchants that the order is not fraudulent. However, most merchants don’t understand how best to use AVS in fraud detection, nor their liability on transactions they accept where the AVS check returned a full match.
In this article, we’ll give a background on AVS and the details on how the service works, share who holds the liability for paying a chargeback on a transaction with full AVS match, and how to use AVS in order review.
Background
As a reminder, the goal of order review is for a merchant to confirm that the person placing the order and the cardholder are the same individual. AVS can be used as a method to verify this, because if the person placing the order and the cardholder both list the same billing address, they are likely to be the same person. Because of this, AVS is often very helpful to merchants during order review.
Specifically, AVS checks whether or not the numeric address and zip code entered in the order match with the address kept on record at the issuing bank. (Note: currently, AVS is only available in the US, UK, and Canada.)
For most merchants, the request for AVS verification on a transaction is automatically submitted via the payment gateway/processor alongside the payment authorization request. The request pings the issuing bank with the billing address information used in the order, and the service returns a code that corresponds to how well the address entered matches up with the address in the issuing bank’s file. As a result, a merchant can find themselves with a transaction where there is full, partial or no AVS match.
The most common AVS codes are below:
| AVS Code | Definition | Explanation |
| Y | Full Match | Street address and 5 digit ZIP code match |
| X | Full Match | Street address and 9 digit ZIP match |
| W | Partial Match | 9 digit ZIP code matches, street address does not |
| Z | Partial Match | 5 digit ZIP code matches, street address does not |
| A | Partial Match | Street address matches, ZIP code does not |
| G | International Card | Non-U.S. card issuing bank |
| N | No Match | No match on street address or ZIP code |
| R | Retry | Retry – System unavailable or timed out |
| U | Unavailable | Either address information is unavailable for that account or the card issuer doesn’t support AVS |
Depending on the AVS code returned, a merchant’s next step is either a cancellation of the order, further investigation or simply approval to ship.
The Address Verification Service is a most widely used fraud prevention tool in card-not-present (CNP) transactions.
www.signifyd.com
In order to bypass the AVS check, you can use the following methods:
1. Do not buy from online stores located in the United States, Canada or England. Shop in other countries with international shipping.
2. Do not use cards of holders of the USA, Canada or England. Work with the CCs of other countries.
3. When placing orders, indicate the billing address of the cardholder, which will correspond to the postal address of the cardholder (method "bill = shipp").
After confirming the order, change the delivery address in your personal account or through the online store support service.
But the best option is to use the "reroute" method (redirecting the sent goods to another delivery address). To do this, you need to make a call to the postal service through which the goods were sent on behalf of the recipient or the cardholder (the account in which the order was placed) and provide another desired delivery address. For example, inform that you have not moved to another address and will be available only at another address. Or ask to leave the goods at the nearest post office, and then get the goods with fake documents or without them using social engineering.
Drop-services and buyers provide the service "redirect by call" or "pick-up from the place of delivery" free of charge. To do this, they need to provide the correct order details and the track number of the sent parcel. They do it all the time and they do it very professionally and correctly. If you order for your drop and do not want to call yourself, then you can use the call service of a proven dial-up service, which will gladly do it for you.
4. According to CC full, register a bank account - "make enroll", and then change the address in the post office to the address of your drop or the drop address obtained from the drop service. Wait 2-3 days (lie down the account) after completing this procedure. But some do not prefer to wait, and start shopping immediately after changing the address. I would not advise you to rush into this.
Also, if you do not want to make an enroll, you can immediately buy a ready-made enroll with the required balance and change the address yourself, or ask the seller to do it.
Important notes:
1.30% of online stores do not use AVS verification, you can buy from them.
2. 40% of online stores, even with this check, in the event of a mismatch between the billing address and the mailing address, are happy to approve the order because they do not want to lose a potential client.
3. 70% of strict stores approve an order after a call or contacting the support chat, for example, you can tell that you are making a gift to a friend / acquaintance who, accordingly, does not live at your address, but according to your personal one, and you want to make a surprise.
4. 70% of stores in Canada and England successfully confirm orders regardless of the warning system AVS about the mismatch of addresses.
The decision to approve orders is taken by each store individually, this will also depend on the anti-fraud system points that you typed when placing an order (email corresponding to the name of the cardholder, pure IP address - socks, browser cookies from social networks and other sites, localization of the operating room systems and geolocation of the cardholder and other factors).
