Carder
Professional
- Messages
- 2,616
- Reaction score
- 2,025
- Points
- 113
On carding forums or telegram channels like a dark ebay shop, you can find offers to buy a product or service with a half price discount. Be wary of such offers, there is a high risk of losing money, getting a ban from an online store or disclosing your personal data to online scammers.
Clothes carding is a very popular area on the dark web for many people who are not clean on the hand. However, not only inexperienced users risk getting money - even advanced users, buying the promised "freebie", risk losing their money. I will explain in the article what clothing carding is and how to avoid unnecessary problems. Sometimes under the guise of clothing carding, the usual scam is hiding.
WHAT IS STUFF CARDING?
Carding is a type of fraud using a bank card, when transactions with it are carried out by third parties, and not by its owner. Fraudsters receive bank card details from a PC (through Trojans, spyware or direct use of a computer), from hacked accounts in settlement and payment systems, online store servers and other services.
Carder is a person who illegally obtained bank card data. A fraudster places an expensive order in an online store and pays for it using someone else's bank card (or from a hacked PayPal account).
Today, the financial literacy of the population has increased, however, bank card data continues to steal steadily.
The goal of the scammers is to gain access to the money on the card. There are various options - cash withdrawal from an ATM, transfer between current accounts. One of the most difficult and advanced methods is clothing carding, because requires additional middlemen drops, in this gray scheme of earning.
A drop is an intermediary who, for a fee, accepts a parcel from an online store and forwards it to another address specified by the carder. In this scheme, this is the lowest paid and lowest qualified participant.
Cash withdrawals and remittances are risky for fraudsters - law enforcement is quickly on the trail of the carder. And clothing carding is a difficult area, but in this case there are fewer risks for a carder, because the parcel goes through intermediaries.
SCHEME OF STUFF CARDING
The process of stuff carding is as follows.
SCHEME OF SALES OF CARDED STUFF
Carders and drops need to sell the goods obtained illegally as soon as possible. They use all communication channels on the Internet - a darknet store, groups in social networks, one-day sites, channels in instant messengers. Their goal is to attract freeloaders with cheap offers. On such resources, advertisements for the sale of expensive goods at a large discount - 40-60% are published. There are a lot of people who want to buy an expensive drone, iPhone or set-top box at half the price of a manufacturer.
You've probably heard about the dark ebay shop telegram channel. It often contains offers to make such profitable purchases. There are many such channels, and they can be called differently, but the essence is the same. On such channels, comments are posted on behalf of "lucky buyers" who are happy with cheap purchased goods, and they post photos of the received items. Their reviews are, of course, fake and aimed at attracting freebie lovers.
On such services there are a lot of offers for cheap goods, but you need to consider the following.
HOW DROPS WORK
Drops work for their percentage of the transaction. Drop, also does not want to shine his real address of residence in order to have problems with the police, so he indicates as the address of the recipient, the address of the postal intermediary company.
Postal intermediaries are services for the international delivery of goods for people living abroad.
How intermediary companies fight carding, be sure to read, learn a lot of interesting things.
Often these are official services that are located in the country of departure of the parcels of the online store, and which provide a service for sending goods to other countries. For example, an Amazon store does not deliver its goods to Russia, but this can be done through an intermediary service. These intermediary companies do not want to be involved in criminal stuff carding schemes, because work officially.
But here certain difficulties arise. Intermediaries also have their own security schemes. Postal services carefully monitor the arrival of goods to their warehouses. They have no desire to become participants in illegal schemes and communicate with FBI agents.
Therefore, intermediaries immediately block the accounts of buyers with dubious purchases. Upon finding the facts of fraud, intermediaries are ready to return the arrived goods back to the seller in the online store at any time.
On various thematic forums, you can find many posts, approximately the same in meaning. “I bought an iPhone on Amazon, and the conditional PlanetExpress stole it from me and blocked my account. This only confirms that the case of stuffer-carders lives on to this day.
GIFT CARDS AT 50% DISCOUNT
A new stage in the development of clothing carding is gift cards with a certain denomination, bought with money from stolen bank cards. The scheme is simplified: all procedures are carried out online, and the need for intermediaries (drops) disappears. If someone offers you to buy an eBay Gift card for $ 50 for $ 25 - most likely it's a scam!
There are also exceptions. Freelancers are often paid for services through gift cards of online stores. Many people monetize such cards into real money. However, the maximum discount for gift cards is no more than 15%. No honest user will offer to purchase a gift card for half its real price. But even when buying a gift card with a 5-15% discount, you need to be careful and make a purchase if you are sure of the seller's honesty.
However, the network continues to regularly appear topics with an offer to buy gift cards of famous stores and services at a big discount. In such themes, many links are inserted to sites where you can purchase such GIF cards. The design of these sites is the same - only the URLs differ.
Even if you are lucky and you use the received Gift card, the store or service that issued it will quickly block you. But usually naive users pay for a gift card and receive it with an already blocked code and without the opportunity to return the money (plus, there is a block in the store - for trying to pay with such a card).
CONCLUSION
I tried to explain as clearly as possible how scammers operate in the field of carding and why you cannot trust overly advantageous offers. Fraudsters come up with new ways, but shops, postal services and the police are not asleep. There is a big risk, instead of the joy of a new purchase at a discount, the buyer will get a headache.
Clothes carding is a very popular area on the dark web for many people who are not clean on the hand. However, not only inexperienced users risk getting money - even advanced users, buying the promised "freebie", risk losing their money. I will explain in the article what clothing carding is and how to avoid unnecessary problems. Sometimes under the guise of clothing carding, the usual scam is hiding.
WHAT IS STUFF CARDING?
Carding is a type of fraud using a bank card, when transactions with it are carried out by third parties, and not by its owner. Fraudsters receive bank card details from a PC (through Trojans, spyware or direct use of a computer), from hacked accounts in settlement and payment systems, online store servers and other services.
Carder is a person who illegally obtained bank card data. A fraudster places an expensive order in an online store and pays for it using someone else's bank card (or from a hacked PayPal account).
Today, the financial literacy of the population has increased, however, bank card data continues to steal steadily.
The goal of the scammers is to gain access to the money on the card. There are various options - cash withdrawal from an ATM, transfer between current accounts. One of the most difficult and advanced methods is clothing carding, because requires additional middlemen drops, in this gray scheme of earning.
A drop is an intermediary who, for a fee, accepts a parcel from an online store and forwards it to another address specified by the carder. In this scheme, this is the lowest paid and lowest qualified participant.
Cash withdrawals and remittances are risky for fraudsters - law enforcement is quickly on the trail of the carder. And clothing carding is a difficult area, but in this case there are fewer risks for a carder, because the parcel goes through intermediaries.
SCHEME OF STUFF CARDING
The process of stuff carding is as follows.
- A carder orders an expensive product from an online store and pays for it with a stolen bank card, a hacked PayPal account or another similar method.
- The paid object is delivered to the drop (intermediate recipient of the goods) address. The drop is located in the same country as the store. Thus, the delivery time is reduced.
- After receiving the goods, the drop sends it to the address of another recipient.
- The package reaches the final goal, the carder pays the drop for his work.
SCHEME OF SALES OF CARDED STUFF
Carders and drops need to sell the goods obtained illegally as soon as possible. They use all communication channels on the Internet - a darknet store, groups in social networks, one-day sites, channels in instant messengers. Their goal is to attract freeloaders with cheap offers. On such resources, advertisements for the sale of expensive goods at a large discount - 40-60% are published. There are a lot of people who want to buy an expensive drone, iPhone or set-top box at half the price of a manufacturer.
You've probably heard about the dark ebay shop telegram channel. It often contains offers to make such profitable purchases. There are many such channels, and they can be called differently, but the essence is the same. On such channels, comments are posted on behalf of "lucky buyers" who are happy with cheap purchased goods, and they post photos of the received items. Their reviews are, of course, fake and aimed at attracting freebie lovers.
On such services there are a lot of offers for cheap goods, but you need to consider the following.
- Even if the carders managed to carry out their plans, and the buyer - to get the goods cheaply, the latter still becomes a participant in the illegal scheme. This can lead to a lot of trouble.
- There are no guarantees for such transactions. The buyer runs the risk of wasting money and at the same time leaking his personal data to the scammers. In addition, fraudsters use only irrevocable payment systems. In the absence of goods, the buyer will not be able to apply for a cancellation of payment.
HOW DROPS WORK
Drops work for their percentage of the transaction. Drop, also does not want to shine his real address of residence in order to have problems with the police, so he indicates as the address of the recipient, the address of the postal intermediary company.
Postal intermediaries are services for the international delivery of goods for people living abroad.
How intermediary companies fight carding, be sure to read, learn a lot of interesting things.
Often these are official services that are located in the country of departure of the parcels of the online store, and which provide a service for sending goods to other countries. For example, an Amazon store does not deliver its goods to Russia, but this can be done through an intermediary service. These intermediary companies do not want to be involved in criminal stuff carding schemes, because work officially.
But here certain difficulties arise. Intermediaries also have their own security schemes. Postal services carefully monitor the arrival of goods to their warehouses. They have no desire to become participants in illegal schemes and communicate with FBI agents.
Therefore, intermediaries immediately block the accounts of buyers with dubious purchases. Upon finding the facts of fraud, intermediaries are ready to return the arrived goods back to the seller in the online store at any time.
On various thematic forums, you can find many posts, approximately the same in meaning. “I bought an iPhone on Amazon, and the conditional PlanetExpress stole it from me and blocked my account. This only confirms that the case of stuffer-carders lives on to this day.
GIFT CARDS AT 50% DISCOUNT
A new stage in the development of clothing carding is gift cards with a certain denomination, bought with money from stolen bank cards. The scheme is simplified: all procedures are carried out online, and the need for intermediaries (drops) disappears. If someone offers you to buy an eBay Gift card for $ 50 for $ 25 - most likely it's a scam!
There are also exceptions. Freelancers are often paid for services through gift cards of online stores. Many people monetize such cards into real money. However, the maximum discount for gift cards is no more than 15%. No honest user will offer to purchase a gift card for half its real price. But even when buying a gift card with a 5-15% discount, you need to be careful and make a purchase if you are sure of the seller's honesty.
However, the network continues to regularly appear topics with an offer to buy gift cards of famous stores and services at a big discount. In such themes, many links are inserted to sites where you can purchase such GIF cards. The design of these sites is the same - only the URLs differ.
Even if you are lucky and you use the received Gift card, the store or service that issued it will quickly block you. But usually naive users pay for a gift card and receive it with an already blocked code and without the opportunity to return the money (plus, there is a block in the store - for trying to pay with such a card).
CONCLUSION
I tried to explain as clearly as possible how scammers operate in the field of carding and why you cannot trust overly advantageous offers. Fraudsters come up with new ways, but shops, postal services and the police are not asleep. There is a big risk, instead of the joy of a new purchase at a discount, the buyer will get a headache.
