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In Russia, the number of cases of theft of money from bank cards using ATMs located in other countries is growing. The amount of thefts amounts to hundreds of millions of rubles. In total, more than 6.4 billion rubles were stolen in Russia in 2024, of which clients managed to return only a little more than 930 million rubles.
Foreign skimming
Fraudsters are increasingly stealing money from the accounts of Russians using foreign ATMs. According to Artem Sychev , deputy director of the Central Bank's information security department , ATMs located in other countries are used .
Through foreign ATMs, fraudsters withdrew more than 525 million rubles from the cards of Russians, TASS writes with reference to Artem Sychev. He emphasized that we are talking about skimming - data theft using a special reading device. According to him, no such thefts have been identified on Russian territory.
“In our country, such a category as skimming has completely disappeared from statistics. The facts that we record when people say that something was debited from their cards at an ATM is 100% use of the card abroad. Accordingly, theft is abroad. This doesn’t work on Russian territory,” Sychev noted.
Skimming has left Russia, but still poses a danger to Russians
Stanislav Kuznetsov, deputy chairman of the board of Sberbank, also reported about zero thefts of money using skimming in Russia. He announced this back in June 2023.
Social engineering as a replacement for skimming
In Russia, fraudsters prefer to rob bank clients using various methods of social engineering ( psychological influence). According to statistics from the Bank of Russia, in 2019 such methods were used in 69% of recorded cases of fraud with bank cards and accounts.
Compared to 2018, such methods of influencing the victim began to be used less frequently - at that time, 97% of cases of theft of money from cards took place with the help of social engineering. Representatives of the Bank of Russia emphasized that the 28 percent difference could be a consequence of both the increase in cyber literacy of Russians and the use of new methods of maintaining statistics.
Artem Sychev also noted a decrease in the intensity of scammers’ use of social engineering methods. “We are not seeing such an increase in the number of calls as we saw in 2024. If the theory is correct, we are at a stage where the technology for such thefts is being worked out and is no longer of interest to its main developers. If this is so, if we add our measures to this, then the decline in such thefts will be at the end of 2024 - beginning of 2021,” he said.
In 2024, social engineering was most often used to steal money through an online bank or mobile application - its methods were used in 88.9% of cases of this type of fraud. During the year, 2.27 billion rubles were stolen in this way. with the total number of such attacks amounting to 161 thousand.
Thieves used social engineering in 66.6% of cases of unauthorized transactions to pay for goods and services on the Internet. The total number of such transfers in 2019 was 371.1 thousand and the total volume of stolen funds was 653.2 million rubles.
Most often, social engineering worked on ordinary consumers - among legal entities, the share of scammers who fell for the tricks in 2024 did not exceed 16%.
Total losses of Russians as a result of deception
In 2024, there were a total of more than 576 thousand banking transactions that were subsequently recognized as unauthorized, that is, carried out without the consent of card and account holders (legal entities and individuals). According to RBC , the total amount of funds stolen by scammers amounted to 6.42 billion rubles. The statistics include unauthorized transactions made using cards, e-wallets and other electronic means of payment.
According to statistics from the Center for Monitoring and Response to Computer Attacks in the Credit and Financial Sphere of the Bank of Russia (FinCERT), in 2024, carders preferred to steal from the accounts of individuals - they accounted for 99.2% of all unauthorized transactions. At the same time, the average amount of one transaction was 10 thousand rubles.
Not all victims of fraud were able to achieve the return of stolen funds. Of all stolen in 2024, 6.42 billion rubles. Banks returned only about 15% or approximately RUB 935 million to customers. The Bank of Russia attributed the low percentage of compensation to the fact that often clients who were influenced by scammers themselves gave them their personal data necessary to transfer funds or make a payment.
(c) https://www.cnews.ru/news/top/2020-02-19_u_rossiyan_ukrali_polmilliarda
Foreign skimming
Fraudsters are increasingly stealing money from the accounts of Russians using foreign ATMs. According to Artem Sychev , deputy director of the Central Bank's information security department , ATMs located in other countries are used .
Through foreign ATMs, fraudsters withdrew more than 525 million rubles from the cards of Russians, TASS writes with reference to Artem Sychev. He emphasized that we are talking about skimming - data theft using a special reading device. According to him, no such thefts have been identified on Russian territory.
“In our country, such a category as skimming has completely disappeared from statistics. The facts that we record when people say that something was debited from their cards at an ATM is 100% use of the card abroad. Accordingly, theft is abroad. This doesn’t work on Russian territory,” Sychev noted.
Skimming has left Russia, but still poses a danger to Russians
Stanislav Kuznetsov, deputy chairman of the board of Sberbank, also reported about zero thefts of money using skimming in Russia. He announced this back in June 2023.
Social engineering as a replacement for skimming
In Russia, fraudsters prefer to rob bank clients using various methods of social engineering ( psychological influence). According to statistics from the Bank of Russia, in 2019 such methods were used in 69% of recorded cases of fraud with bank cards and accounts.
Compared to 2018, such methods of influencing the victim began to be used less frequently - at that time, 97% of cases of theft of money from cards took place with the help of social engineering. Representatives of the Bank of Russia emphasized that the 28 percent difference could be a consequence of both the increase in cyber literacy of Russians and the use of new methods of maintaining statistics.
Artem Sychev also noted a decrease in the intensity of scammers’ use of social engineering methods. “We are not seeing such an increase in the number of calls as we saw in 2024. If the theory is correct, we are at a stage where the technology for such thefts is being worked out and is no longer of interest to its main developers. If this is so, if we add our measures to this, then the decline in such thefts will be at the end of 2024 - beginning of 2021,” he said.
In 2024, social engineering was most often used to steal money through an online bank or mobile application - its methods were used in 88.9% of cases of this type of fraud. During the year, 2.27 billion rubles were stolen in this way. with the total number of such attacks amounting to 161 thousand.
Thieves used social engineering in 66.6% of cases of unauthorized transactions to pay for goods and services on the Internet. The total number of such transfers in 2019 was 371.1 thousand and the total volume of stolen funds was 653.2 million rubles.
Most often, social engineering worked on ordinary consumers - among legal entities, the share of scammers who fell for the tricks in 2024 did not exceed 16%.
Total losses of Russians as a result of deception
In 2024, there were a total of more than 576 thousand banking transactions that were subsequently recognized as unauthorized, that is, carried out without the consent of card and account holders (legal entities and individuals). According to RBC , the total amount of funds stolen by scammers amounted to 6.42 billion rubles. The statistics include unauthorized transactions made using cards, e-wallets and other electronic means of payment.
According to statistics from the Center for Monitoring and Response to Computer Attacks in the Credit and Financial Sphere of the Bank of Russia (FinCERT), in 2024, carders preferred to steal from the accounts of individuals - they accounted for 99.2% of all unauthorized transactions. At the same time, the average amount of one transaction was 10 thousand rubles.
Not all victims of fraud were able to achieve the return of stolen funds. Of all stolen in 2024, 6.42 billion rubles. Banks returned only about 15% or approximately RUB 935 million to customers. The Bank of Russia attributed the low percentage of compensation to the fact that often clients who were influenced by scammers themselves gave them their personal data necessary to transfer funds or make a payment.
(c) https://www.cnews.ru/news/top/2020-02-19_u_rossiyan_ukrali_polmilliarda