Carding
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What are the methods of carding and how not to become a victim of it?
Carding is illegal receipt of bank card details in order to steal funds from it. There are various methods of carding.
1. Carders get the data they need from hackers. A hacker can skillfully hack the website of an online store and get the necessary information, and then sell it to a carder. A hacker is quite capable of finding out the name and surname of the bank card holder, its number and pin code. Thanks to the data obtained, the cybercriminals create a copy of the bank card, and then all the money is simply withdrawn from it. But the most deserted places for withdrawing money are chosen. It also happens that with the help of a fake payment card, fraudsters purchase expensive goods.
2. Another popular carding method is the use of fake ATM machines. Attackers acquire an old ATM and install special software on it. The victim approaches such an ATM and sees a familiar screen. A person inserts a bank card into a cell and enters a pin code. Then on the screen of the ATM appears an inscription about its inoperability. The victim is unlikely to suspect something was wrong, calmly take the card and leave. As a result of this procedure, the information about the pin code becomes known to the carder. Next, his task is to take a copy of a bank card and cash it out by entering the received pin code.
3. The next method of carding is to use a special loop. The meaning of this method is that a loop is inserted into the ATM cell, where bank cards are usually inserted. Its material is photographic film. As a result, a person comes to the ATM and wants to withdraw money from the card. After the victim starts to insert a card into the ATM cell, he gets stuck there. Then the carder's accomplice comes up and says that he could provide the victim with some assistance. The victim responds with consent and then the carder's accomplice will ask him to dial the pin-code of the card. But, as you might guess, nothing comes of it. The victim then walks away from the ATM and goes to the bank to seek help. As a result, the carder's accomplice, taking advantage of the moment, approaches the ATM and removes the card and the loop. The fraudster already knows the pin code, and the card is already in his hands. Then he just needs to cash out the card. This carding method is common, as a rule, in resort regions.
4. There is another interesting carding method called skimming. The essence of the method is that a certain panel is installed on the ATM, with the help of which attackers can find out the numbers, names and PIN codes of bank card holders. The most interesting thing is that such a panel works in the spirit of a mobile phone and transmits data about cards through messages. Today, this is a fairly popular method of carding, and banking organizations even attach photographs of ATMs so that bank customers can distinguish the appearance of an ATM without a panel that fraudsters can attach to it.
How can you avoid becoming a victim of carding?
1. The first and most important rule is that in no case should you disclose information about the PIN code to third parties.
2. Secondly, you should study the photos of the ATM on official resources and do not use a particular ATM if you suspect that it has a panel for reading your card data.
3. You always need to carefully enter the pin-code of the card so that no one can see it. This also applies to CCTV cameras.
4. If you need to withdraw funds, then you should go to a trusted place. If the location of the ATM is unknown and there are few people in the city area, then you should refuse to use such an ATM.
5. You can make a trick and keep an inscription with an incorrect pin code next to the card. Thus, if your card is stolen and this pin code is entered, it can help law enforcement agencies catch the fraudster.
In case of loss of money from the card, you can, of course, contact the police, but you should not strongly hope that the intruders will be found and, moreover, will return your money.
Hence the conclusion that it is worth being more vigilant and trying not to get into the situations listed in this article.
Carding is illegal receipt of bank card details in order to steal funds from it. There are various methods of carding.
1. Carders get the data they need from hackers. A hacker can skillfully hack the website of an online store and get the necessary information, and then sell it to a carder. A hacker is quite capable of finding out the name and surname of the bank card holder, its number and pin code. Thanks to the data obtained, the cybercriminals create a copy of the bank card, and then all the money is simply withdrawn from it. But the most deserted places for withdrawing money are chosen. It also happens that with the help of a fake payment card, fraudsters purchase expensive goods.
2. Another popular carding method is the use of fake ATM machines. Attackers acquire an old ATM and install special software on it. The victim approaches such an ATM and sees a familiar screen. A person inserts a bank card into a cell and enters a pin code. Then on the screen of the ATM appears an inscription about its inoperability. The victim is unlikely to suspect something was wrong, calmly take the card and leave. As a result of this procedure, the information about the pin code becomes known to the carder. Next, his task is to take a copy of a bank card and cash it out by entering the received pin code.
3. The next method of carding is to use a special loop. The meaning of this method is that a loop is inserted into the ATM cell, where bank cards are usually inserted. Its material is photographic film. As a result, a person comes to the ATM and wants to withdraw money from the card. After the victim starts to insert a card into the ATM cell, he gets stuck there. Then the carder's accomplice comes up and says that he could provide the victim with some assistance. The victim responds with consent and then the carder's accomplice will ask him to dial the pin-code of the card. But, as you might guess, nothing comes of it. The victim then walks away from the ATM and goes to the bank to seek help. As a result, the carder's accomplice, taking advantage of the moment, approaches the ATM and removes the card and the loop. The fraudster already knows the pin code, and the card is already in his hands. Then he just needs to cash out the card. This carding method is common, as a rule, in resort regions.
4. There is another interesting carding method called skimming. The essence of the method is that a certain panel is installed on the ATM, with the help of which attackers can find out the numbers, names and PIN codes of bank card holders. The most interesting thing is that such a panel works in the spirit of a mobile phone and transmits data about cards through messages. Today, this is a fairly popular method of carding, and banking organizations even attach photographs of ATMs so that bank customers can distinguish the appearance of an ATM without a panel that fraudsters can attach to it.
How can you avoid becoming a victim of carding?
1. The first and most important rule is that in no case should you disclose information about the PIN code to third parties.
2. Secondly, you should study the photos of the ATM on official resources and do not use a particular ATM if you suspect that it has a panel for reading your card data.
3. You always need to carefully enter the pin-code of the card so that no one can see it. This also applies to CCTV cameras.
4. If you need to withdraw funds, then you should go to a trusted place. If the location of the ATM is unknown and there are few people in the city area, then you should refuse to use such an ATM.
5. You can make a trick and keep an inscription with an incorrect pin code next to the card. Thus, if your card is stolen and this pin code is entered, it can help law enforcement agencies catch the fraudster.
In case of loss of money from the card, you can, of course, contact the police, but you should not strongly hope that the intruders will be found and, moreover, will return your money.
Hence the conclusion that it is worth being more vigilant and trying not to get into the situations listed in this article.
