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If a payment is asking for an OTP, that means the issuing bank has triggered an extra authentication step for security reasons. Even if a site claims to be “2D secure,” the bank can still require one-time verification to prevent unauthorized transactions. That’s working as designed to protect...

Great breakdown of how IST tools and files interact behind the scenes. It’s interesting how these tools rely on structured data to automate tasks efficiently, similar to how online utilities process links or media formats. I’ve noticed that tools designed around simplicity and direct input tend...